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Insurance Carrier Web Links
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Employee Benefit Specialist, Inc.
PO Box 846, 53 Darby Road, Upper Level
Paoli, PA 19301-0846
866.695.1474 (toll free)
610.647.3750 (phone) 610.647.3751 (fax)

email: rob@ebs4health.com
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For your convenience, we've provided links to insurance carriers and other relevant benefit resources. Many carriers provide online methods for checking and managing benefits information.
If you're looking for a doctor, hospital, dentist, pharmacy or vision provider, see our "Find a Network Provider" section.
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Independence Blue Cross
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IBC offers products for all segments of the marketplace, including: Managed Care, Traditional Indemnity, Medicare and Medicaid.

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Aetna
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Informational member resource portal.

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Capital Blue Cross
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Capital BlueCross (CBC) and Capital Advantage Insurance Company (CAIC) are independent licensees of the Blue Cross and Blue Shield Association, serving 21 counties in Central Pennsylvania and the Lehigh Valley.

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Elkin & Associates
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Elkin & Associates, LLC is a third-party administrator partnering with Employee Benefit Specialist and focusing on Cafeteria Plan management. They specialize in administration of Flexible Spending Accounts for Unreimbursed Medical and Dependent Care Expenses and Health Reimbursement Arrangements or HRAs.

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MetLife
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MetLife, Inc., through its subsidiaries and affiliates, is a leading provider of insurance to individual and institutional customers.

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Inter-County Health Plan
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Today, Inter-County is a leading Pennsylvania group health care insurance carrier, offering both hospitalization and medical/surgical insurance.

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AmeriHealth
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AmeriHealth is a rapidly growing group of health care plans with its base in the states of New Jersey and Delaware. AmeriHealth offers AmeriHealth HMO; a Preferred Provider Organization known as AmeriHealth Personal Choice; traditional coverage; AmeriHealth 65, a Medicare risk program for the senior market and AmeriHealth Mercy for Medicaid recipients.

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Guardian Insurance
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Guardian is a Fortune 500 company providing employee benefits programs to five million participants, including life, health and dental insurance, as well as qualified pension plans.

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Assurant Employee Benefits
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Our primary objective at Fortis Benefits is superior service in providing employee benefits.We take pride in offering you quality products and services at Fortis Benefits. And, our customer service team is there for you, ready to provide answers and solutions to questions and problems.

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Lincoln Financial Group
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Lincoln Financial Group is an employee benefit company providing group and worksite products, including life, long-term disability, short-term disability and dental.

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Standard Insurance Company
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Standard Insurance Company is in the business of helping people, supporting individuals and employers with quality insurance and investment products and services.

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Dominion Dental
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Dental benefits are DOMINION’S only business. DHMO, PPO and traditional indemnity dental programs are provided to employer groups, individuals and managed care health plans.

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Great West
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Great-West and its family of companies are leaders in providing a full range of health care, life and disability insurance, annuities, and retirement savings products and services to almost 5 million American

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Fidelity Security Life Insurance Co.
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Mission statement: Continue to provide quality life, health and interest-sensitive products to carefully selected niche markets in an ethical, professional manner.

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Highmark Blue Shield
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We offer a variety of programs to satisfy the needs of employers and employees.

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Harleysville Insurance Co.
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The Harleysville Insurance organization—of which Harleysville Group is a member—is ranked as one of the top 50 largest property/casualty insurers in the United States.

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Unum Provident Insurance Co.
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UnumProvident offers a range of benefits and service solutions designed to help people balance their work and personal lives, return to work after absence, and protect their incomes and assets from the financial effects of illness or injury.

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Keystone Health Plan Central
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As a managed health care organization, Keystone Health Plan Central has the integrity you would expect from an affiliate of Blue Cross and Blue Shield.

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Companion Life Insurance Co.
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Companion Life sells True Group (10+ Employees), Trust Group (2 to 9 Employees) and Voluntary products through a network of independent agents and brokers, General Agents and Managing General Underwriters. The products we sell include Life, Dental, Disability and Accidental Death and Dismemberment programs.

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